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Let's Be
Your Flex Padi.

Let's Be
Your Flex Padi.

Still Struggling To Get A Loan | Invest | Save | Pay Bills?.

Explore Features

Our Features

Everything you need to spend, save, pay & get paid easily in one place.

Instant
Loan.

Seamless
Payments

Fund
Transfers

Virtual
Cards

Smart
Saving

Instant Loans

Consumer Lending💡

We make access to loans simple and easy. No guarantors, collaterals or long forms. Apply 24/7 and receive funds in your FlexPadi Account instantly. Unlock higher loan amounts and lower interest rates by repaying loans on time.

debit card

Spend

Our debit card is much more than its good looks. Make online or offline payments with ease, get instant payment notifications, manage card security in app and also enjoy the benefits of spreading payments and earning monthly cashback.

Virtual Card

Physical Card

Instant Loan, Virtual Card, Saving, Bill Payment
Instant Loan, Virtual Card, Saving, Bill Payment
Transfer Funds

All your payments, in one place⚡

Send money, buy airtime, data, renew your cable subscriptions, utilities on the FlexPadi app, at no extra charge.

Bill <br> Payment

Bill
Payment

Airtime
<br>& Data

Airtime
& Data

Bill<br>Payments

Bill
Payments

Achieve Your Goals Faster

Whatever your saving habits or goals are, we have a plan that’s right for you.⚡

Smart Goal
Fixed Deposit
Instant payouts
High yield savings
Automate your savings
Flexible Tenures
Instant notifications
Instant Loan, Virtual Card, Saving, Bill Payment
Instant Loan, Virtual Card, Saving, Bill Payment
See How it Works

Download the app

Get the FlexPadi App on Google Play Store for Android or App Store for iOS.

Register within minutes

Tell us a few details about you to help us create your FlexPadi account quickly.

Start banking

You’re ready to go. Carry out all your banking transactions within the app.

PARTNERING WITH Us

Enhancing your business by adding the
leading cross-border payments platform

    Digital Banking For

    Save, spend, send and invest money across borders.

    Developers 🔋Agencies 💡Businesses ✏️DesignerseCommerce 📝Freelancers ⚡Entrepreneur

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